How do I get to use Neo financial after filing?

TurboTax Cash--powered by Neo is a loan provided by Neo Financial at no cost to you, with no credit impact, and at 0% APR. After you file your taxes using TurboTax, you can then apply for the refund advance loan in a few easy steps. If approved, most filers will have money deposited to their Neo Money™ account and access to their funds within a day.

You can spend your account balance using your Neo Money™ card, send free Interac e-Transfers®, make bill payments, or connect to an existing external bank account to transfer the funds. You can use your Neo Money™ card anywhere that Mastercard is accepted, and will earn an average of 5% cashback when you shop online or in person at thousands of partners across the country.

• To be eligible, you must be the age of majority in your province, use TurboTax to prepare your 2022 tax return, file your return using NETFILE, and receive credit approval from Neo.

Note: First-time filers, filers with self-employed income, residents of Quebec (and certain other provinces), TurboTax Live Full Service filers, and TurboTax desktop filers aren't eligible for this refund advance loan

• Once you're approved for TurboTax Cash--powered by Neo, and open a Neo Money™ account, your loan funds will automatically be deposited into that account. These funds, and any additional money that you deposit, will then earn 2.25% interest, calculated daily and paid into the account monthly (subject to the terms of the Neo Money Account Agreement).

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