Even though the federal isn't open yet ,will instill be receiving it direct deposit since I filed early

Yes the opening date doesn't affect how you get your refund.

Even if Turbo Tax lets you submit your return they will just hold all the returns until the IRS opens filing on Feb 12.  So there is no hurry.  And a lot of people who file early find out they have to amend later like when they get their actual W2 and 1099 forms.  Or they get more forms than they were expecting.  

Then after the IRS accepts your return they pay most refunds within 21 days.

When you efile you get back 2 emails.  The first email only confirms the transmission.  The second email says if the IRS (or state) Accepted or Rejected your efile.

Your refund will be a direct deposit if that is what you entered

Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.