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June 7, 2019
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How can I change my banking direct deposit information after I have filed my return?

  • June 7, 2019
  • 51 replies
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I need to change my banking information for direct deposit ASAP.  The bank accout information for direct deposit on my return is to an account that no longer exist.  Please let me know what I can do to fix this, thanks

Best answer by Bea11_2
Hi Hitme,
If you have already filed your return you cannot change your information.  You would have to wait until your return gets accepted or rejected (January 31st is when the IRS opens their efile system).  If your return gets accepted,
you will not be able to make any changes.

If your bank information is incorrect, the bank will reject the deposit and return the funds to the IRS. The IRS will automatically switch you to receiving a check. The IRS will then mail you a check for the refund.

If your return gets rejected, you can then go back through the file interview to make your changes. For the online editions of TurboTax click on File located on the left side of the online program screen.  Go through the interview in File and
you will come to the screen where you can enter the correct bank routing and account information.

I hope that this information helps you out.Thanks for choosing TurboTax and Good Luck, Bea

51 replies

March 22, 2021

yes can u give me full details how can i change my banking deposit asap

Employee
March 22, 2021

Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.  If you want direct deposit you need the routing number and your own account number.

 

@nh3221 You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.

 

If you e-filed:

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
May 19, 2021

Need to change my Bank Direct Deposit Information

Employee
May 20, 2021

 

 

@rykryksdad Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.  If you want direct deposit you need the routing number and your own account number.

 

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.

 

If you e-filed:

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
July 19, 2021

hey, ii also need to update my bank account info.. its the last 2 digits on routing number that need to be changed.. am ii suffering the same fate, paper check? also, does anyone know if this would also be the reason why ii didnt recieve 1 stimulus? if anyone can be of assistance, it would be greatly appreciated.. thank you so much - jared 

Employee
July 19, 2021

@jettcenterfold You cannot change the banking information you entered after you file your tax return.  The IRS does not allow it.   If your refund goes to a wrong or closed account then the refund is sent back to the IRS and then they mail you a check using the address on your most recent tax return.

 

We do not know why you did not receive the first stimulus.    If you used the recovery rebate credit on your 2020 tax return correctly then the payment for the 1st stimulus should be on line 30 of your Form 1040.  If you have an amount on line 30 it becomes part of your total refund.   The IRS cross checks every 2020 return that has an amount on line 30.    If the IRS records show that you already received the amount you have on line 30 they reduce your refund accordingly.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
July 20, 2021

wow!! ii cant thank you enough for getting back to me with this information 😄 well okay, so even tho a bit delayed, thats good to hear that ill be still receiving it.. once again, thank you so much!!! ii really appreciate it 

February 17, 2022

How can I change my banking information 

Employee
February 17, 2022

@Manis709

Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.  If you want direct deposit you need the routing number and your own account number.

 

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.  The IRS does not allow it.

 

If you e-filed:

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
February 18, 2022

I'm in the same situation my bank closed my account and my refund will be deposited shortly in 5 day's I don't see why the bank won't open my account I've been trying sense I found out my bank closed my account been with my bank for over 10 year's and this is a first for me etc...

February 23, 2022

My account info incorrect

Employee
February 23, 2022

@Sister77

Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.  If you want direct deposit you need the routing number and your own account number.

 

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.  The IRS does not allow it.

 

If you e-filed:

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
April 19, 2022

I originally filed my taxes with tubo tax and used the efile option to get a direct deposit. You told me that everything went through fine when I originally filed 3 DAYS AGO...the next morning I recieved a text message and email saying the state and federal government rejected my filing. It was because I had entered the wrong information for the direct deposit. I accidentially managed to switch it to print and mail in. I NEED TO SWITCH MY TAX FILE AND REFUND TO EFILE AND DIRECT DEPOSIT. I found the correct information to do so. I have absolutley ZERO IDEA HOW TO FILL OUT THESE PRINTED FORMS. I have literally spent the past  TWO DAYS TRYING TO GET THIS FIXED AND HAVE GOTTEN ZERO HELP DESPITE HAVING PAID EXTRA FOR YOUR HELP. I'm extremely unhappy and frustrated. This SHOULD be easy to fix. thank you, Nicole Sala

April 20, 2022

Your Efile would not be Rejected because you had the wrong Direct Deposit account info (neither TurboTax nor the IRS knows that you have the wrong bank info).

 

There must be another reason for the reject. 

 

Read your Reject email to determine the reason your Efile rejected.  After you open your return and fix the error, go through the File section again.  You will then be able to enter the correct Bank Account info before Efiling again.

 

Here's more info on How to Fix a Rejected Return. 

 

@Daddysgirlnrs

January 31, 2023

I need my direct deposited on my TurboTax changed I no longer have a banking account but I do have a PayPal account that has a routing and account number that I need my phone sent to how can I do that

Employee
January 31, 2023

If you e-filed:
 

Banking information for direct deposit is wrong:


If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.
Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18


To view your banking account information, please follow the steps below:

To review previously-entered bank account info, simply revisit the File section in TurboTax.  Follow the prompts for Step 1. When you get to Step 2, this is where the bank account information will be. Follow the prompts to view/edit your bank account information. Please click Where do I enter my bank's routing or account number? to learn more. 
 

Where do I enter my bank's routing or account number?

If your banking information shows XXXXX, you will need to print your return to see the actual banking and routing numbers. 

 

 

@crystalmae41

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January 31, 2023

I have not filed my taxes yet I need to change my direct deposit for my income

SForrestLO
January 31, 2023

If you have not filed yet you can change your method. This Turbo Tax help article will show you how.

How do I change my refund method?

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February 13, 2023

how can i change my banking info after filing my return

Employee
February 13, 2023

Did you already e-file?  If you did NOT e-file you can go to the FILE section and change how you want to receive your refund.  If you want direct deposit you need the routing number and your own account number.

 

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.  The IRS does not allow it.

 

If you e-filed:

Banking information for direct deposit is wrong or closed

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**