Question

How long do you have to be default on a student loan before the IRS will garnish your tax refund?

I am in default on my student loan. I havent made a payment in a year. Will they garnish my tax refund?

Employee

Yes, if you have any refund coming they will apply it to the debt.

You get behind at all, and with a year, they will take it for sure.

Good news is that the debt will be reduced, so still file to help get the student loan paid off.

1 reply