If you are expecting a direct deposit from the IRS for a Federal refund, and if the bank account info you gave them is no longer valid, your bank should refuse the deposit and send it back to the IRS. The IRS would then issue a paper check and mail it to the address on your return.

Has the IRS released your refund? Here's how to check:

If you efiled, you should double-check to be sure the return was efiled successfully and accepted.
If you used Online TurboTax, you can sign into your Online Account and check the efile status at the Tax Home.

If that showed it was accepted, you can use the "Where's My Refund" tool at the IRS website below to monitor the status of your Federal refund.
https://www.irs.gov/Refunds

NOTE: When using that tool, use only the Federal refund amount, and not any total refund amount that includes a state refund.
The amount to use is on your Federal Form 1040, Line 21a.

M

mesquitebean

Employee

@ joelchav

There could be another link in the chain, however. Did you choose to pay any TurboTax fees out of your Federal refund? If so, the IRS sends the funds first to a temporary intermediary bank account, and it is the intermediary company who would subtract the fees then send a second direct deposit to your bank. If you used that method to pay TurboTax fees, we can tell you more about that process, and if your funds have been sent from the IRS, we can tell you how to check on it with the intermediary company.

If you did not use that method to pay fees, then this paragraph would not apply to you.