Which penalty? There are several. The 1099R RMD penalty or Early withdrawal penalty or Excess Contribution penalty or underpayment penalty?
For underpayment penalty, did it say Form 2210? You don't get the 2210 you fill it out.
If you get a penalty on 1040 line 38, you might be able to eliminate it or at least reduce it. You can go to Federal Taxes tab or Personal tab, under Other Tax Situations and select Start by the Underpayment Penalties. You will answer a series of questions that may reduce or eliminate the penalty. Or you can elect to have the IRS figure the penalty for you. It's form 2210.