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June 5, 2019
Solved

I chose direct deposit for my return, but made a mistake on the account number I entered for my bank.

  • June 5, 2019
  • 1 reply
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The IRS Refund Tool says it was sent to my bank. But since the account number is wrong, what is going to happen to my refund?
Best answer by CarolynB

You will get your refund. If you entered the wrong account number, the bank is not going to know where to put your money and reject the deposit. It will be sent back to the IRS. When the IRS receives the rejected deposit, they will issue a paper check to the address on file. The IRS gives a timeframe of 6-8 weeks. I have been seeing this process go much faster than that.

You will be able to track the process of your check on the where is my refund tool as soon as the IRS receives it back and reissues it. https://www.irs.gov/refunds

If my answer was helpful to you please vote up my answer so I know your issue is resolved. If you need more information or clarification, please comment on my answer so I can continue to work with you. Thank you.

1 reply

CarolynBAnswer
June 5, 2019

You will get your refund. If you entered the wrong account number, the bank is not going to know where to put your money and reject the deposit. It will be sent back to the IRS. When the IRS receives the rejected deposit, they will issue a paper check to the address on file. The IRS gives a timeframe of 6-8 weeks. I have been seeing this process go much faster than that.

You will be able to track the process of your check on the where is my refund tool as soon as the IRS receives it back and reissues it. https://www.irs.gov/refunds

If my answer was helpful to you please vote up my answer so I know your issue is resolved. If you need more information or clarification, please comment on my answer so I can continue to work with you. Thank you.

October 7, 2019

IRS said my refund was sent to my bank in May. It is now October 6th and I still  don't have my refund. What recourse do I have now?

Employee
October 7, 2019

@Muffyduffy42 wrote:

IRS said my refund was sent to my bank in May. It is now October 6th and I still  don't have my refund. What recourse do I have now?


@ Muffyduffy42 

What's the rest of the story?   Since this a thread about wrong accounts, did you have the wrong account number on your return when you filed it?   Did you talk to an IRS agent?   If so, what bank did the IRS say they sent it to?

 

Did you have any TurboTax fees that you chose to pay out of the Federal refund?  If you chose that option, the refund first goes from the IRS to an intermediary bank  where the fees are subtracted, then that bank sends it on to your bank account.

 

You may have already done so, but use this tool to confirm that the IRS has indeed sent your refund.  What is the status when you use this tool?

https://www.irs.gov/Refunds
NOTE: When using that tool, use only the Federal refund amount, and not any total refund amount that includes a state refund. The amount to use is on your Federal Form 1040, Line 20a.