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February 17, 2025
Question

I filed my taxes but after I submit it my bank account has been closed. Is it possible to change it to a physical check?

  • February 17, 2025
  • 2 replies
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    2 replies

    rjs
    Employee
    February 17, 2025

    You don't have to do anything. The bank will reject the deposit. The IRS will then send a paper check to the address on your tax return. It will take a few weeks for that to happen.

     

    Employee
    February 17, 2025

    If you e-filed:

    Banking information for direct deposit is wrong or closed

    If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

    Here is what the IRS says about entering incorrect banking information

    https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

     

     

     

    If your refund is sent back to the IRS—- make certain that the address you entered on your Form 1040 is correct.  And…open all mail, even if it looks like junk mail.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**