I haven't gotten my refund. It has been over 21 days.

Hello,

Depending on your financial institution, it can take up to 5 business days to completely process once your return has been released.

• Check where's my refund https://www.irs.gov/refunds If there was an offset or delay, it should show here)

• If there is nothing listed on where's my refund. Call your Financial institution and ask if there is a pending deposit for your account.

• They will tell you when to anticipate having access to it if there is but they can also tell you if the deposit has been reject (maybe because you made a mistake on the account number or something). At that point if the deposit has been rejected, it will be sent back to the IRS. The IRS will then send you a paper check to the address listed on your return.