Question

I paid an IVF treatment with a loan. Can I deduct the total amount that was paid or just the actual payments made to the loan so far?

the procedure was paid in full back in December for a total of $13,000. I am currently making payments to the loan company.

Employee

You can deduct only what you paid in 2017.

This, from IRS Publication 502, Medical and Dental Expenses:

Fertility Enhancement

You can include in medical expenses the cost of the following procedures to overcome an inability to have children.

Procedures such as in vitro fertilization (including temporary storage of eggs or sperm)

Surgery, including an operation to reverse prior surgery that prevented the person operated on from having children.

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