I still havent recieved my refund yet and have been waiting 1 and a half months. What do i do if im having financial hardship?

I see from your previous threads that you said you received an IRS letter that your return is under review and that your refund has been delayed by the IRS.   I'll tell you how to reach the IRS Taxpayer Advocate Service at the end of this post.

Have you spoken to anyone at the IRS?  There may be a phone number on the IRS letter you received.   Or we can tell you how to reach an IRS agent.

IRS:  800-829-1040  hours 7 AM - 7 PM local time Mon-Fri

Listen to each menu before making the selection.
 
First choose your language. Press 1 for English.

• Then do NOT choose the first choice re: "Refund", or it will send you to an automated phone line.
• Instead, press 2 for "personal income tax".
• Then press 1 for "form, tax history, or payment".  
• Then press 3 "for all other questions."
• Then press 2 "for all other questions."  It should then transfer you to an agent, but there is likely to be a long wait.

If you are having a financial hardship, you can ask the IRS Taxpayer Advocate Service to assist you.   They may be able to find out the reason for the delay and help expedite things.

At the following IRS website, find the USA map and click on your state, and it will give you the number of your IRS Taxpayer Advocate.

http://www.irs.gov/uac/Contact-a-Local-Taxpayer-Advocate


Also see this article for more info on how the Taxpayer Advocate Service works::
http://www.irs.gov/taxtopics/tc104.html