When the IRS sends your Refund to an account you no longer have, the Bank will return the funds to the IRS. The IRS will then mail you a check. Here's more info from the IRS: If the return hasn't already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m. Generally, if the financial institution recovers the funds and returns them to the IRS, the IRS will send a paper refund check to your last known address on file with the IRS.

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kaylie-krystine

Question

If my tax return was already accepted and I can’t change my direct deposit account, what am I supposed to do?? I don’t have that account anymore.

Forum|Forum|1 year ago
February 10, 2025
1 reply
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mglauner

When the IRS sends your Refund to an account you no longer have, the Bank will return the funds to the IRS.

The IRS will then mail you a check.

Here's more info from the IRS:

If the return hasn't already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.
Generally, if the financial institution recovers the funds and returns them to the IRS, the IRS will send a paper refund check to your last known address on file with the IRS.