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Is there a way to verify adjusted gross income for 2004 return

Forum|Forum|4 years ago
October 5, 2021
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In reviewing some of my old tax notes, I came upon one from 2004 about a possible over contribution to my Roth IRA. I'd asked our accountant if our adjusted gross income was too high to contribute. My notes do not reveal what our reported adjusted gross income actually was so I have no idea. The accountant said not to worry and there was a statute of limitations anyway!

Many years later I come across this note to myself and am concerned. From what I've read there is no statute of limitations for Roth excess contributions. Unfortunately, we do not keep tax returns more than 10 years and neither does the accountant whom we no longer use. I've called the IRS and learned that they do not provide tax return transcripts that old. When I asked the IRS representative how I was to find out my adjusted gross income for 2004, she said she didn't know except to keep my old returns!

How in the world can I determine if a problem even exists and if so, to correct it? All I need is that adjusted gross income amount for 2004.

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Best answer by xmasbaby0

TurboTax and the IRS save tax returns for seven years---so unless you saved a hard copy of your 2004 return it is gone.

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xmasbaby0Answer

Employee

TurboTax and the IRS save tax returns for seven years---so unless you saved a hard copy of your 2004 return it is gone.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

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snowy shadowAuthor

Thanks for responding. Hope you are right! I told the IRS the prevailing advice is to keep returns no more than 7-10 years. Unclear to me if they physically destroy returns older than 10 years.

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Mike9241

consider this. since the IRS does not have a copy of your 2004 return anymore, they have no way to prove you over contributed.

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snowy shadowAuthor

Thanks for replying, Mike9241. Hope you are right and I can forget about this potential issue. Makes me wonder about the IRS and how long they DO keep returns.