Question

Should i be charged immediately after i hit the continue button after putting my card info in, and then it tells me i can't even file yet?

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Yes, you will be charged before you file. Paying first allows you to Print or E-file your return. So, even if you can't e-file, you can print and mail it in. Please see this Turbotax FAQ for more information: https://ttlc.intuit.com/community/charges-and-fees/help/can-i-get-a-refund-of-the-e-filing-fee-if-my-turbotax-online-return-is-rejected/00/26035

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