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January 17, 2024
Question

Why am I not getting the refund advance loan option?

  • January 17, 2024
  • 5 replies
  • 0 views
When I get to the end it's only offering the direct deposit option.

5 replies

Employee
January 17, 2024

If it is not offering you the loan, then you are not eligible.  No one in the user forum can see your information, we do not know why.  Sorry.

https://turbotax.intuit.com/refund-advance/

 

 

Refund Advance eligibility

Here are some of the eligibility requirements to qualify for a Refund Advance loan:

  • You’re 18 or older
  • Your expected federal refund amount is $500 or more
  • You’re not a resident of North Carolina, Connecticut, or Illinois
  • You’re e-filing your federal tax return with TurboTax
  • Your physical address is listed on your tax return. Your address must be located in one of the eligible states and can’t be a PO box or prison address
  • You’re not filing one of these tax forms: 1310, 4852, 4684, 4868, 1040SS, 1040PR, 1040X, 8888, or 8862
  • You aren’t filing on behalf of a deceased taxpayer
  • You must report income on a Form W-2, 1099-R, or Sched C
  • You must open or have an existing Credit Karma MoneyTM checking account1. If you previously opened a Credit Karma MoneyTM checking account and that account has been closed, you will not be eligible for Refund Advance.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
January 28, 2024

You have replied on at least 3 post giving the same information, and everyone tells you they meet all the criterias given from turbotax. It's okay to say, you don't know instead of saying the same generic response. Even turbotax does not know why people who would normally qualify and have all their documents as proof. Several if the workers have said, hmm idk why you don't have the option to even apply.

January 21, 2024

Im having the same issue. I’ve looked at all the help options and so far nothing. Spoke with someone yesterday and they couldn’t figure out the problem either. I’ve been able to get an advance the past 3 years. She said that even if I’m not eligible it would still give you the option to apply so it didn’t make sense to her  why it wasn’t showing up. The only thing she could suggest was clearing everything and starting over. I would prefer not to do that. 

January 23, 2024

Exact same issue,  I cleared it out and still no option, I meet all criteria and I have never not had the option, never been denied and the CK account is still active. I think Turbo tax needs to admit there's a glitch. Several people on FB have complained about this issue, how they had to switch to the free version of TT and mess with it to get the option. Please fix the issue. 

Thanks, been a customer for almost 10 years.. why so Many issues?????

January 25, 2024

This will be my last year using TurboTax. There is a new problem every year. I’ve tried to be patient but customer service doesn’t seem to know the answer or is able to help so I don’t see any reason in staying. Unfortunate since I’ve been a customer for the past 8 years. 

January 20, 2025

Same is happening to me. I've filed with Turbo tax for 7 years. Always received the refund advance. It is just not giving me the option now. It's crazy 

January 20, 2025

It works if you delete your info and restart, same day I posted, I started over and it gave me the option, so unfortunately you have to do it all over again, but it does work!

January 29, 2025

Did you create a new account? 

January 21, 2025

I am sorry I’m getting the same issue. I’ve got the refund advance for years ever since I started offering it and now this year didn’t show as an option. When I filed this was the only reason I used TurboTax so this year will definitely be my last

CatinaT1
January 22, 2025

Make sure you are qualified for the Refund Advance. See this resource for more information: 

Offer details and disclosures for the Refund Advance program

 

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January 23, 2025

Continuing to post this same comment isn't helping. No one has said they've been denied so why keep posting it? This is obviously a glitch with Turbo tax because no matter what I did it wouldn't give me the option of an advance. But when I made a whole new account with a different email but same information it approved me for a refund advance of 3k. The problem is definitely turbo tax system not the user. 

February 3, 2025

Same thing happened to me