The up to 5 day early fee is deducted from your refund. If it is not provided up to 5 days early it will not be deducted.
The receipt of your refund up to 5 Days Early is subject to IRS submitting refund information to us up to 5 days before the refund settlement date.
IRS does not always provide refund settlement information 5 days early.
You will not be eligible to receive your refund up to 5 Days Early if
you take a Refund Advance loan,
IRS delays payment of your refund, or
your bank’s policies do not allow for same-day payment processing.
The up to 5 Days Early fee will be deducted directly from your refund prior to being deposited to your bank account.
If your refund cannot be delivered up to 5 Days Early, you will not be charged the up to 5 Days Early fee. The up to 5 Days Early program may change or be discontinued at any time.
If your federal refund is deposited into your selected bank account up to 1 day before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not pay the up to 5 Days Early fee. See Terms of Service for more details.
[Edited 2/25/25|12:40am PST]
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I have a refund date of 2/26/2025 on my tax transcript. Would TurboTax have that information? When I look on my TurboTax account it still says I signed up to get my refund 5 days early and it shows there will be a $25 fee taken out.
Welp! My refund just posted!! TT promised a 5 day early delivery and they delivered 5 days early. 846 refund issued 2/26/25 on transcript. WMR never updated. See you guys next year TT. ✌️