Does anyone know anything about NOL I find this on my form and I've never had a business

An NOL stands for a 'Net Operating Loss'.  It happens when an activity generates a negative number for the year.  That negative number is big enough that it causes all the other income on your return to be wiped out and you end up with negative income for the year.  This negative result can be carried onto the next year's tax return and used to offset that income as well.  

If you have never had a business it would be very difficult to create an NOL.  So, unless you have a business this year that had a big loss, your NOL is being generated by a mistake.  You will have to go back through and figure out what has created the negative number or delete your return and start over.

@jkeithfowler