I have multiple cards at various percentages of use. I can pay some smaller cards at 35% usage to zero OR pay down larger balances that will take the card from 98% usage down to say 80%. Which plan gets my score increased the fastest? Thanks
Probably either method will work since what actually matters is your credit utilization ratio.
See https://turbo.intuit.com/blog/credit-score/why-did-my-credit-score-drop-2949/
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