My score is 545. Got into a car accident over the weekend. Not my fault. Car is probably totaled. If I get $5k, will I qualify for a car loan (used or new)? Or personal loan? I’m in debt consolidation for credit cards-$4k; 17 month program; I am in month 7, all payments paid on time. I have a $4k personal loan-all payments paid on time.
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