When or how is my debt calculated? I have since paid off a significant amount of debt but the balance in turbo remains constant at the old balance. My debt to income ratio is part of my credit score calculation and with the balance shown this ratio is not accurate
How, I doubt, is the issue; it is more a matter of when.
You might want to give the app another billing cycle and check at that time.
Beyond that, you can check your FICO score, although it is not free.
https://www.myfico.com/credit-education/whats-in-your-credit-score
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