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Davidjessup42666

Solved

Credit score drop

Forum|Forum|5 years ago
October 7, 2020
2 replies
0 views

My credit score dropped 89 points and I am debt free and have no late payments. It dropped today but nothing has changed. Why?!?

Best answer by Anonymous_

You need to get your free credit reports from the site below and review them for inaccuracies and indicia of fraudulent activity.

https://www.annualcreditreport.com/index.action

Anonymous_Answer

Employee

You need to get your free credit reports from the site below and review them for inaccuracies and indicia of fraudulent activity.

https://www.annualcreditreport.com/index.action

Anyone or a combination of the following could have happened:

You applied for credit and was denied
You made hard credit inquiries (cell phone provider, credit cards, banks, etc.)
You closed one or more of your old revolving accounts.
You co-signed for a 3rd party
One or more of the tradelines are reporting your payment 30 days late

Fir me it was child support info was added to one credit report. My score increased like 50-60 points overnight. I got my free reports and noticed it on one of them.

I don't know why this isn't discussed more, but 3 years ago my credit score dropped 100 its. and it was because a bad mortgage had fallen off of my credit report after 7 years. I asked a credit consultant why and he said this is not unusual...?