Hi,
I’ve been trying to understand how the math works. From June to July, my score dropped in excess of 100 pts from the high 700’s and the only drastic change I can think of is my recent Refi of mortgage from 4% to 3.5%. I think it’s quite disturbing if that’s how the system is designed. To penalize survey investors/borrowers who are only trying to maximize the prevailing favorable market conditions. Thoughts? I’m still perplexed!
You should review your credit reports (free from the site below) to ensure all entries are accurate and that there is no indicia of fraudulent activity.
https://www.annualcreditreport.com/index.action
You might also want to check your credit score (and metrics) from Turbo --> https://turbo.intuit.com/
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