Has Anyone dealt with Commonwealth Financial?

Forum|Forum|6 years ago
July 15, 2019
1 reply
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Upon reviewing my credit report, I supposedly opened an account with Commonweralth Financial four months ago. I've never heard of this company, but they are now listed on my credit report with an open balance. Googling them online brought up numerous reports of lawsuits for fraudulent practices. How do I go about contesting their claim, and removing them from my credit report?

Anonymous

This is an income tax forum, it does't deal with problems people have with their credit. you obviously have a computer so why not use its search engine to find out how to contest a crdit card you didn't open.

ghostlyone

Employee

This is posted in a forum titled "Credit Score". It literally is filled with thousands of posts of people trying to deal with credit problems and getting advice back from the rest of the community. What possessed you to wake up this morning and declare: "Today, I will not only provide angry and useless input to people I don't care about, but the useless input will also be 100% inaccurate."?

NCPERSON1

as a first step, suggest calling the financial institution and ask what credit they have in their records that is assigned to you. could be a credit card you took out where Commonwealth is really the lender (retailers do this all the time - there is a bank that is really the lender)...could turn out there was a keypunch error (it happens) where you SS# was inadvertently used.

if you hit a dead end, contact the credit bureaus (you can just fill out the forms on their websites) to convey that you don't recognize the debts.

is there any dollars outstanding on this debt?