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K
Kerri11
August 17, 2019
Question

I paid off a collection. Why didn’t it raise my score?

  • August 17, 2019
  • 2 replies
  • 0 views
No text available

    2 replies

    A
    Anonymous_
    Employee
    August 17, 2019

    The collection account is going to stay on your account for a while.

     

    Simply paying the account without getting it removed will not increase your credit score.

     

    See https://www.credit.com/credit-reports/removing-collection-accounts-from-your-credit-reports/

    A
    Anonymous
    August 17, 2019

    Collections have a negative effect on your credit score.

    The most recent two years are the most important where your credit score is concerned. The older a collection is, the less it hurts you.

    Collections remain on your credit report for seven years past the date of delinquency.

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