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March 9, 2020
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is there a fico score past 850?

  • March 9, 2020
  • 2 replies
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i'm almost @ 750 and 850 is def. my goal...so let's say you reach 850, is that the max?

    Best answer by Anonymous_

    There are different FICO score versions.

     

    See https://www.myfico.com/credit-education/credit-scores/fico-score-versions

     

    The base score tops out at 850.

    2 replies

    Employee
    March 9, 2020

    There are different FICO score versions.

     

    See https://www.myfico.com/credit-education/credit-scores/fico-score-versions

     

    The base score tops out at 850.

    Employee
    March 9, 2020

    The basic FICO score stops at 850.

     

    FICO has specialty scores targeted for different lending sectors.  For example, a credit card lender is mainly concerned that you make payments on time, while a mortgage lender might be more concerned about your overall debt to income ratio. So FICO has some sector-specific scores.  These max out at 900.  You have to read the fine print each time to get a score to see which scoring model is being used.