I had a couple of serious score drops from 627 to 545 and a week later from 545 to 473 and nothing changed on my report or with my credit usage. I have paid payments on time and haven’t used any more credit nor did I get a new cc or get a loan. Why did these scores drop so significantly?
Which credit bureau (aka credit scoring model) were you using?
Have you tried getting your credit score through Turbo? --> https://turbo.intuit.com/
You might want to review all of your credit reports, which you can get free from the site below.
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