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Question

Missing auto loan?

Forum|Forum|6 years ago
February 27, 2020
1 reply
0 views

I'm about to pay my car off but I see no record of this financing on my report. What do I do?

Employee

There's really nothing you can do. It is unusual for a bank to not list a loan on your credit report, but there is nothing in law that says they must list your loan. Did you check all 3 credit reports? Some lenders might not report to all credit bureaus.

If you feel that your credit is harmed by not listing a loan in good standing, I suppose you could contact a loan officer at the lender and ask why. Maybe they made a mistake when the loan was opened and used a wrong address or SSN so it doesn't show up on your report.