Repairing credit

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@Rita1408 wrote:

How can I pull all of my accounts together and pay them as one?

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Obviously, you cannot combine all of your accounts and make one payment if the accounts are held by different creditors. You can, however, get a debt consolidation loan, if necessary.

See https://www.experian.com/blogs/ask-experian/how-to-get-a-debt-consolidation-loan-with-bad-credit/

There is information on credit repair services at the link below in the event you might need that.

https://www.creditkarma.com/advice/i/credit-repair-companies/

I don't want to sound judgie  but be sure you realize the terms and conditions of a consolidation loan before you jump into it. It might buy you a little time but some loans can be more expensive then what you already have . This is a capture from that Experian link above   

 APR: 6.00 - 29.99% depending on the financial profile
Term: 36, 60 months      UP to 30%     YIKES!!