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August 24, 2020
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Why doesn’t my credit score go up any significant? It goes up 2 points or down 1-2 points every month!!

  • August 24, 2020
  • 1 reply
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    Best answer by bluedeb

    That is normal.  Changes in revolving credit balances can cause credit scores to fluctuate. Credit card balances, for example, can change from month-to-month as you use your card, whether you're paying off your balances in full or not. As your balances go up, your credit utilization goes up. ... Hence, your credit utilization also changes.

     

     

    1 reply

    bluedeb
    bluedebAnswer
    Employee
    August 25, 2020

    That is normal.  Changes in revolving credit balances can cause credit scores to fluctuate. Credit card balances, for example, can change from month-to-month as you use your card, whether you're paying off your balances in full or not. As your balances go up, your credit utilization goes up. ... Hence, your credit utilization also changes.