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Employee
May 26, 2019
Question

Account charge off

  • May 26, 2019
  • 1 reply
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In March of 2019 I paid off my student loan debt, in full. This morning (late may 2019) I received an email that my student loan company did a charge off on my account. It dropped my credit score 52 points! From everything I've read, a charge off can happen when you don't pay your debt and they "give up" on your account. BUT, it is already paid it off, Completely! Can they still place a charge off, should I dispute it? It took my so long to raise my credit score back up and now this one move has Completely set me back.

    1 reply

    Employee
    May 26, 2019
    No text available