1095-A for partial year after COBRA??? Is this Form 8962 correct?

I'm a little confused on the form 8962.  Here's the situation.

1) I was paying for COBRA (not the employer subsidized one...my employer subsidy ran out in 2018) from Jan-Oct 2019.  I paid something like $700/month for it and it ate up the majority of my savings.  I finally turned to the "healthcare marketplace".

2) For Nov-Dec, I was on the "Covered CA" website, got insurance for less, qualified for the PTC as my AGI was about 19,000.

When filling out the form 8962, it seems to be indicating that I owe the entirety of the PTC back because for the 2 months that I had coverage under the ACA, my enrollment premium total was 1038.1, my annual applicable SLCSP premium was 760.02, my annual contribution amount was 932 (19,759/12140=162% giving applicable percentage .0472,), and the annual advance payment of PTC was 616.48.    

So, if this form 8962 only takes into consideration the 1095-A, it looks like I paid hardly anything for my health insurance all year, and owe back $616.48 for the two months for which I got assistance.  However, nothing in my situation changed all year except that I switched from COBRA to the ACA/Covered CA plan because I couldn't afford COBRA anymore.  Am I missing something?  

Does the IRS just not care that I paid $7000 in premiums before signing up for ACA/Covered CA?  I paid the amount quoted to me by Covered CA based on my income.  Do we all just get screwed if we signed up for ACA/Covered CA for less than the full 12 months?????