1098 Question; i have a mortgage we re financed in 2020; the loan was then purchased so i have 3 - 1098s for one loan/balance. When i add the 3rd the refund goes down.

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If you choose to move forward with your return and if you have a mortgage debt that is below $750,000, (or $1M for grandfathered debt incurred on or before December 15, 2017) this means all of the mortgage interest would be allowed to be used on your itemized deductions as long as there was no cash taken out that was not used on the home (all borrowed funds were used to buy, build or improve the home). 

If this is your situation then enter the mortgage debt for Form 1098 with the current lender, and then enter $1 or $0 for the second and third or former lenders in that Form 1098. This will provide the correct amount of allowed mortgage interest deduction.

You may want to delete them first to begin again and also clearing your cache and cookies is a good ides (regularly).

Here's how to enter your mortgage interest statement in TurboTax:

1. With your return open, search for 1098 and select the Jump to link in the search results.
2. Follow the instructions to enter your 1098 info.