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January 27, 2025
Question

Can I deduct LTD premiums paid on my Idaho State return if I took standard deduction on Fed taxes?

  • January 27, 2025
  • 1 reply
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    1 reply

    DawnC
    Employee
    January 27, 2025

    No, disability insurance premiums are not tax deductible.   But if you are paying the premiums, any benefits you receive are not taxable income.  

     

    You can choose to itemize deductions on your Idaho return even if you take the standard deduction on your federal return.   However, if itemizing is not best for your federal  return, it is likely you are better off taking the standard deduction on your Idaho return as well.   

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