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Can I still have an RMD payment directly to a charity be tax free if I use the standard deduction?

Forum|Forum|7 years ago
June 5, 2019
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Best answer by AnnetteB6

Yes, you do not have to itemize deductions to have a Qualified Charitable Distribution (QCD).

In fact, the QCD is never included as a charitable contribution on Schedule A, Itemized Deductions. It is just not taxed as a distribution for your Federal return.

S

SweetieJean

Employee

Yes. But some states do not recognize QCDs, so you may owe state tax.

A

AnnetteB6Answer

Yes, you do not have to itemize deductions to have a Qualified Charitable Distribution (QCD).

In fact, the QCD is never included as a charitable contribution on Schedule A, Itemized Deductions. It is just not taxed as a distribution for your Federal return.

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