Contributed to HSA but did not have a HDHP

how did you contribute - directly or through payroll deductions/employer match? the form is 8889

directly. the entries are made through the HSA link in the medical section. income,if any,  will be taxable in 2024

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direct contributions

1) enter contributions 

2) then answer question "no" about having a HDHP

3) you should get to a screen where you can indicate you'll withdraw the full overfunding by 4/15/2024.  

there will be no 8889/5329 in your return assuming you did not withdraw any amounts for medical expenses and did not have an HSA in 2022

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payroll deductions - item 12w on your w-2.

1) do not enter the payroll deductions/employer match as personal contribution

2) then answer question "no" about having a HDHP

3) you should get to a screen where you can indicate you'll withdraw the full overfunding by 4/15/2024.  (income will be taxable in 2024)

4) check none for type of HDHP on 12/1/2022

there's a bug in Turbotax. in this scenario even though you had no HDHP coverage Turbotax wants either self-only or Family coverage checked on the 8889. actually an IRS forms issue because there is no option on the form for none

the only workaround i could find because the error check will bring this up is to check-self-only coverage but in the detail for each month check none

form 8889 will be in your return but not form 5329. the excess will be taxable income appearing on schedule ! line8f

the contributions will appear on the 8889 on line 9