I need to enter my wife's HSA contributions. But turbo tax only prompts me for my HSA contributions. But I don't have an HSA. The form 8889 lists $0 contributions

Forum|Forum|1 year ago
March 10, 2025
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Married filing jointly. How do I get the HSA deduction for my wife's HSA?

TurboTax Deluxe Online

Best answer by AnnetteB6

If the contributions to your wife's HSA were made through payroll deductions and they were reported on her W-2 in box 12 with code W, then they should be reported on Form 8889 line 9. These contributions are not tax deductible because they were made with pre-tax funds.

Form 8889 line 2 represents any contributions that were made directly to the HSA using after-tax funds of your own. That amount would be deducted on the tax return.

When you go through the Deductions and Credits > Medical > 1099-SA, HSA, MSA section of your return, be sure that you indicate that only your wife has the HSA account. Then all questions will be related to your wife's HSA, not yours since you stated you do not have an HSA.

@tommyenduro

Mike9241

was this done through an employer or directly?

through an employer. the amount on line 12W of her w-2 should flow to line 9 of the 8889. later you'll need to complete the info required.

if direct contributions go to the medical section, there you'll find a link for entering the HSA/8889 questions

clicking on the link should produce a page with two columns one for you and one for your spouse. make sure you check the HSA box for her.

tommyenduroAuthor

Thank you for the response. All contributions were made by the employer ($1000) plus employee (my wife) payroll deductions. However Line 2 of 8889 list $0, no contributions. The amount on line 9 lists the combined employer and employee contribution. Turbo Tax entered it correctly last year. The problem seems to be Turbo tax thinks it's my HSA and only prompts me for the contributions even though form 8889 lists my wife's name. Unfortunately it looks like Turbo tax no longer allows me to enter data directly into the form.

AnnetteB6Answer

Form 8889 line 2 represents any contributions that were made directly to the HSA using after-tax funds of your own. That amount would be deducted on the tax return.

@tommyenduro

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