I took out money, form 1099-R due to hurricane Ida in 2021. My house flooded and insurance didnt cover it, due to no flood insurance. Can this be a qualified for no tax?

There is no way to avoid the tax, but you may be able to take advantage of special treatment.  Congress enacted special tax relief to make it easier for retirement plan participants (including IRA owners) to access their retirement funds to recover from disaster losses incurred while living in certain federally declared disaster areas.  This disaster relief may allow affected participants to:

• avoid the 10-percent additional tax on early distributions, 
• include qualified disaster distributions in income over three years,
• repay distributions within three years,
• borrow more funds as a plan loan, and
• repay plan loans over a longer period.