Skip to main content
June 1, 2019
Solved

Is my HSA contribution for my HDHP $3850 or $6850- my 5 year old son is on my plan but my husband is on his own plan that is not eligible for an HSA.

  • June 1, 2019
  • 1 reply
  • 0 views
No text available
Best answer by BillM223
The answer is "It depends on the type of HDHP coverage you have." I would imagine that since your son is on your plan that you have Family coverage (Family coverage is you and at least one other person). You can confirm that with your HR or benefits person.

In 2018, the annual HSA contribution limit for Familt coverage is $6,900 if the owner of the HSA (you) is under 55. It was $6,850 for a short time early in 2018, but the IRS changed it to $6,900 before tax season started.

1 reply

BillM223Answer
June 1, 2019
The answer is "It depends on the type of HDHP coverage you have." I would imagine that since your son is on your plan that you have Family coverage (Family coverage is you and at least one other person). You can confirm that with your HR or benefits person.

In 2018, the annual HSA contribution limit for Familt coverage is $6,900 if the owner of the HSA (you) is under 55. It was $6,850 for a short time early in 2018, but the IRS changed it to $6,900 before tax season started.

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"