Solved
It's confusing because the answer is "no" I did not inherit it, but then the explanation says that if I "DID" inherit it to click "no"...?
Yes, it is confusing. It's actually trying to clarify the question Did Brian inherit the HSA? by telling you If Brian inherited this HSA from a spouse then you can still answer "no."
In your case, just answer "no" and continue on.
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