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Should I answer "neither of these" for my mortgage 1098 on 2023 taxes if my refinance was done in 2021? (other options are refinance of a previous loan, or HELOC)
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No -- if the loan on which you're now making payments is a refinance of a previous loan, select the refinance box.
This option on the Let’s get some details about this loan page isn't asking whether the refinance took place in 2023; it's merely asking if the loan, itself, was a refinance of a previous loan.
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