Silly question (I'm trying to figure out how taxes work haha) We bought our home in Oct 2020. For the question "did you own a home in 2020?" my answer would be "yes"?

Yes. If you bought a house in October 2020, you can possibly deduct mortgage interest (including points), real estate tax, and mortgage insurance. You should have received a 1098 from your mortgage company. 

You can follow these steps in TurboTax to enter your 1098:

1. With your return open, search for 1098 with the magnifying glass tool on the top of the page.
2. Select the Jump to 1098 in the search results to directly go to the 1098 input page.

In addition, you most likely paid some of these items (mortgage interest, real estate tax, and mortgage insurance) at closing. Your closing statement that you received when you closed on your house should list out these items and could be beneficial to you on your tax return. 

You will only benefit from these deductions if it is in your best interest for you to itemize your deductions, rather than taking the standard deduction on your return. TurboTax will decide what your best deduction is based on your input. 

Lastly, start saving your home improvement receipts. You won't be able to deduct those right now, but they can reduce your gain (along with any capital-gains tax) when you sell your house in the future.