Solved
I don´t want to withdraw it unless I am certain, but I also don´t want to be taxed the 6 %. Could it be because I did not SPEND enough of what was in the account??
Make sure that you have not reported any contributions made through your employer as being personal contributions. All contributions made via your employer, reported with code W in box 12 of your W-2, are deemed to be employer contributions because your employer excludes these from the amount in box 1 of your W-2. Enter amounts shown in box 12 of your W-2 only in box 12 of TurboTax's W-2 form, nowhere else in TurboTax.
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