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February 6, 2025
Question

TurboTx won't let me leave boxes unchecked that don't apply to me on 2024 Form 8889. How do I get around this? Opened HSA in error and closed it within weeks.

  • February 6, 2025
  • 1 reply
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I have $30 contributed on 2024 W-2 box 12, but closed HSA because I did not qualify for one. Turns out my plan was not a HDHP. Form 8889 Q1 and Q2 will not let me leave them blank. I'm afraid to put "none" for Q2 because I did have insurance all year and don't want to create another problem.

    1 reply

    KrisD15
    February 6, 2025

    To clarify, when you closed the HSA account, did you have any earnings? Did you get a 1099-HSA for 2024. 

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    February 6, 2025

    I did not receive a 1099-HSA.  HR told me pretty quickly, it might have only been open for about 6-7 weeks. However, I also have not received my 1095-C like I had for 2023 to prove I have had insurance all year,  if it was to be questioned though. Thank you for you help!

    KrisD15
    February 6, 2025

    You can go through the interview for the HSA under

    Deductions & Credits 

    Medical

    1099-SA, HSA, MSA   START or UPDATE 

     

    Select "Health Savings Account (HSA)" on the first "Tell us about the health-related accounts you had in 2024" screen

    "Did you use it?" NO

    "Did you inherit it?" NO

    "Let's enter your HSA contributions" screen shows the $30 from the W-2, CONTINUE

    "Did you employer tell you about any other contributions?" NO

    "Did you have Medicare?" NO

    "Were you covered by a HDHP?" NO

    "Did you overfund in 2023?" NO

     

    "You may want to withdraw money from your HSA."   "OK, I'll withdraw the full $30 excess contribution by April 15, 2025" 

     

    Continue and select "NONE if it asks if you had a HDHP at the end of the year. 

    That should be the end of it. 

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