We bought a house on December 18 2021 how do I file that in my taxes

Unfortunately, most of the expenses you paid when buying your personal residence are not deductible in the year of purchase.

The only tax deductions on a home purchase you may qualify for is the prepaid mortgage interest (points). To deduct prepaid mortgage interest (points) paid to the lender if you must meet these qualifications:

• Your main home secures your loan (your main home is the one you live in most of the time).
• Paying points is an established business practice in your area.
• The points you paid weren’t more than the amount usually charged in that area.
• You use the cash method of accounting. This means you report income in the year you receive it and deduct expenses in the year you pay them.
• The points you paid weren’t for items that are usually listed separately on the settlement sheet. Ex: appraisal fees, inspection fees, title fees, attorney fees, or property taxes.
• The funds you provided at or before closing, including any points the seller paid, were at least as much as the points charged.
• You didn’t borrow funds from your lender or mortgage broker to pay the points.
• You used your loan to buy or build your main home.
• The points were computed as a percentage of the principal amount of the mortgage.
• The amount shows clearly as points on your settlement statement.

Other fees that you paid before or at closing aren’t deductible. However, they’re included in your basis of the home. These fees include:

• Title insurance
• Appraisals
• Abstract fees
• Recording fees

The following can be eligible for a tax deduction going forward:

• Your property taxes. Don’t forget to include any taxes you may have reimbursed the seller for.  These are taxes the seller had already paid before you took ownership. You won't get a 1098 report listing these taxes. Instead, that amount will be shown on the settlement sheet. Beginning in 2018, state and local taxes, including property taxes, are limited to $10,000 per year.
• The mortgage interest on your primary residence, as well as on a second residence. (There are limits, but relatively few taxpayers are affected.)
• The interest on up to $100,000 borrowed on a home equity loan or home equity line of credit, regardless of the reason for the loan (for tax years prior to 2018 only).
• Points that you paid when you purchased the house (or those that you convinced the seller to pay for you).
• Home improvements required for medical care.

How much can I save?

The actual amount of money you save on your annual income tax bill depends on a variety of factors:

• Your filing status (single, head of household, married filing jointly, married filing separately)
• Your standard deduction amount
• Your other itemized deductions
• Your taxable income

Your home-related itemized deductions, plus your other itemized deductions must add up to more than the standard deduction or they won't save you any money.

What can't I deduct?

You can't deduct the following payments for a personal residence:

• Dues to a homeowners association
• Insurance on your home
• Appraisal fees for your home
• The cost of improvements to your home, except in the relatively rare case where they qualify as a medical expense. (But keep those receipts. They may help reduce your taxes when you