Where do I enter after-tax HSA contributions not reflected on my W2?

Forum|Forum|1 year ago
January 23, 2025
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I contributed to my HSA out of pocket with after-tax money this year, which is not reflected on my W2. I maxed the 4150 contribution limit but my W2 only shows the 2000 I contributed through payroll. I've been digging around the support site, forums, reddit, etc for a week now and it and the AI chatbot both keep telling me to just go to the HSA section and it will ask me to input contributions but it never does. The only fields I get in the HSA section are 1099-SA distributions, there is NO FIELD TO ENTER CONTRIBUTIONS.

Best answer by KrisD15

As stated above, you do need to continue through the interview.

Go back and select edit for that 1099-SA
(or enter the 1099-SA and report distributions if you have not already done so)
When you get to the "Here's what we have so far" screen, the HSA should be listed and you should select the blue Done button
"Did you inherit this HSA?" select "No"
"Did you put money into an HSA in 2024?" select "Yes"
The next screen will look as posted in the thread above.

@s4v68759eb

rjs

Employee

Keep going through the questions. After you enter your 1099-SA and the amount you spent for medical expenses, you get a screen asking if you inherited the HSA. After that you get the screen shown below, where you can enter your direct after-tax contributions.

If you are using the desktop TurboTax software, make sure your software is updated.

KrisD15Answer

As stated above, you do need to continue through the interview.

Go back and select edit for that 1099-SA
(or enter the 1099-SA and report distributions if you have not already done so)
When you get to the "Here's what we have so far" screen, the HSA should be listed and you should select the blue Done button
"Did you inherit this HSA?" select "No"
"Did you put money into an HSA in 2024?" select "Yes"
The next screen will look as posted in the thread above.

@s4v68759eb

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SS62

The above screen does not show up. I completed my taxes and then had my wife contribute the additional after tax contribution to HSA. Turbotax does not show the screen where I can enter the after-tax contribution. Should I directly enter it in Form 8889?

BillM223

Which screen "above" are you referring to?

No matter who contributes to your HSA (note: your spouse could have her own, which is separate from yours), you must report these contributions in the HSA interview on the screen entitled "Let's enter [name]'s HSA contribution", which is the screen shot on rjs' post above.

On this screen, the second line is normally "Any contributions you personally made". Despite the wording, this is where you would enter contributions from your spouse (or from anyone else in the world, for that matter).

Please do NOT enter it directly in the 8889.

1. Making overrides in Forms mode may cancel your Tax Accuracy Guarantee.

2. Making overrides in Forms mode may prevent you from e-filing.

3. Even many tax professionals don't know how to enter values on the 8889 without making errors.

@SS62

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