TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

Community

Question

Are health insurance remissions from my university on the 1098-T form taxable income? The payments for those remissions were not included on my form.

Forum|Forum|1 year ago
February 16, 2025
1 reply
0 views

Hi! I am a graduate student who received fee remissions for my health insurance on my 1098-T form, but the corresponding payments for those remissions were not included on the form as well. This caused a large difference between the amounts in box 1 and box 5 which has significantly increased my taxes. Is this correct, or is there a way for me to account for the fact that the money that caused the difference went directly to my university health insurance and never went to me?

The funds that went to pay your health insurance is considered taxable income.

They will include it in Box 5 as part of a scholarship, but not include it in Box 1 as an education expense.

According to the IRS Pub 970:

Qualified education expenses don't include amounts paid

for:

• Insurance;

• Medical expenses (including student health fees);

• Room and board;

• Transportation; or

• Similar personal, living, or family expenses.

This is true even if the amount must be paid to the institution as a condition of enrollment or attendance.

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"