Deductions & Credits asks did you have college or university expenses? Does private and federal loans apply to this?

The question is asking about education expenses.  Did you have education expenses in 2019?

If you had education expenses that you paid for with loans or through other means then answer Yes.

To enter, edit or delete Education Expenses -

• Click on Federal Taxes (Personal using Home and Business)
• Click on Deductions and Credits
• Click on I'll choose what I work on (if shown)
• Scroll down to Education
• On Expenses and Scholarships (Form 1098-T), click on the start or update button

Or enter education expenses in the Search box located in the upper right of the program screen. Click on Jump to education expenses