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Do I need to claim my student loan refund from the Student Loan Debt Relief Plan as income?
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The student loan refund is not taxable on your federal return. While all federal student loan forgiveness is temporarily tax-exempt at the federal level, this is temporary under the provisions of the American Rescue Plan Act of 2021. Unless Congress extends those provisions or makes them permanent through new legislation, the tax relief expires at the end of 2025.
Some states are including this as taxable income.
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