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June 1, 2019
Question

I have a student loan under my mother's name. I am making payments on this loan and she does not claim me as a dependent. Do I claim it?

  • June 1, 2019
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1 reply

Employee
June 1, 2019

No, you may not claim it, because it is in your mother's name.  This, from IRS Tax Topic 456:  

A qualified student loan is a loan you took out solely to pay qualified higher education expenses that were:   

  • For you, your spouse, or a person who was your dependent when you took out the loan