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M
morriss_jord
June 6, 2019
Question

My mother took out parent plus federal loans for my educations. I have been making the payments, but the 1099-E is in her name and her SSN. Can she use the deduction?

  • June 6, 2019
  • 1 reply
  • 0 views

My mother took out several parent plus loans for my college education. I've been making the payments on the loans. Can she deduct the interest payments?

1 reply

M
MinhT1
June 6, 2019

Per the IRS:

Generally, you can claim the student loan deduction if all of the following requirements are met. 

  • Your filing status is any filing status except married filing separately.
  • No one else is claiming an exemption for you on his or her tax return.
  • You are legally obligated to pay interest on a qualified student loan.
  • You paid interest on a qualified student loan.

As your mother did not make the payments on the loan, she cannot claim the student loan interest.


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